Radhika ApteHappy Customer
I really do appreciate all the advice I am getting on this site. It is helping me streamline my questions for when I next plan future for my family
Affordable health insurance is indispensable in today’s world of escalating cost of diagnosis and treatment. Many companies are now offering health insurance and one can choose from many options.
One should carefully go through the terms and conditions and understand the diseases which are included in the insurance and those which are excluded. Many chronic diseases are excluded by some companies offering health insurance.
Some companies cover only inpatient expenses but do not reimburse expenses incurred as outpatients. With some schemes some percentage of the cost has to be borne by the customer and the company will pay the rest.
In some schemes the customer has to pay the entire amount first and then claim the amount from the insurance company after submitting the relevant bills.
Some insurance companies directly pay the hospital and the customer has to just go to the hospital recognized by the company and identify himself.
The premium may be paid either monthly or yearly. There will be annual limit on the amount of money which can be claimed.
On a positive note it has been really good for me to read your posts, it is good to know that other people are in the same boat and also to read lots of positive posts from other people. I do feel more positive now than I have done which I think can only help me on the road to getting better.
I was glad to find this site. Gave me insight to my tremors and things that go along with it. Learned new information.